House Sale Decision Simulator

2998 Kenmore Pl, Santa Barbara CA 93105 · keep & rent vs. sell — projected over 30 years

Key numbers

Projected total net worth = home equity + investments + cash reserve. Nominal dollars.

Strategy comparison

Green = best in column. Win probability appears after a Monte Carlo run.

Projections

Click legend chips (or press 1–4) to toggle strategies on every chart. Hover for exact values.

Monte Carlo

Randomizes stock returns, appreciation, vacancy, rent growth, inflation and surprise repairs.
Not run yet for these assumptions.

Break-even analysis

The single assumption value at which two strategies tie on 30-year net worth.

Timeline

Major events across the strategies, from today.

Decision summary

Generated from the numbers above — updates with every change.

Model, not advice: taxes are simplified (see the notes in each assumption group), all dollars are nominal, and portfolio shortfalls are modeled as borrowing at the expected return. Built as the first module of a longer-term personal finance dashboard.

Keyboard shortcuts

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